We’re beyond excited to share some transformative news! First Heritage Bank has officially merged with Citizens First Bank, and we are now operating as one, stronger institution under the name Citizens First Bank.

This merger isn’t just a name change—it’s a bold step forward that brings with it renewed energy, enhanced services, and a fresh vision for the future. While the transition took a little longer than expected, it has empowered us to expand our capabilities, invest in better technology, and reimagine the way we serve you. We’re stepping into this new era with purpose, passion, and an unwavering commitment to delivering excellence in every interaction.

about
about us

Citizens First Bank

Citizens First Bank continues to serve the financial needs of individuals, farmers, businesses, and industries by offering the traditional banking products, as well as online, mobile and telephone banking products.

Winsthood
our services

Best Solutions For Your Business

Secure Transactions
Very secured and supervised means to save, invest and transfer your funds at full guarantee.
Real Estate
Invest in the Real Estate Industry, the Fastest and largest income generator. Citizens First Bank gives you this superior and unique edge.
Digital Assets
Digital assets, like bitcoin, are an emerging asset class for investors.Our digital asset fund offers investors exposure to bitcoin and other assets.
Quick Loans
We have great loan offers to help meet your needs with very low interest rates. Also available to every one regardless of your status.

See Our Successful Strategies

The mission of Citizens First Bank is to contribute to the sustainable development of the international banking sector by providing. Below are our core values
why choose us

Your Success Means
a lot To Us

Our Vision
To be a leading bank in the World, supporting the development of small businesses and financial inclusion around the world.
Our Mission
The mission of Citizens First Bank is to contribute to the sustainable development of the international banking sector by providing responsible financial services and solutions to households and micro, small and medium enterprises, using internationally recognized best banking practices. We are committed to delivering value for our clients, shareholders, employees, and society at large. The mission is based on our values: integrity and openness, professionalism, commitment to customers, team work, and social and environmental responsibility.